Archive for January, 2013

Consumer Help: Where to Find It

This information has been prepared for New Jersey consumers, but laws and regulations in many other states are similar. Every state has a Department of Insurance, although the name may be different. If any insurance company is trying to require you to use a particular shop or select from a list against your will, if

Parts Information: Are they all the same?

The cost and quality of replacement parts can vary dramatically, depending on where they come from and how they are selected. There are at least three different types of parts that may be used in the repair of your car, and you should know about how each may affect your car’s safety, appearance, and value.

Frequently Asked Questions

What is a deductible?  Similar to the “copay” on a health insurance policy, the deductible is the amount of the repair cost you are responsible for when filing a claim with your own insurance company.  Common amounts are $500.00 and $1000.00.  With a higher deductible, your premiums are usually lower. What is depreciation?  A decrease

Insurance Related Diminished Value

Suppose your car was damaged in an accident. It was then repaired and the repairs were absolutely perfect. This car has still lost value since it is now perceived by any potential buyer as “damaged goods.” This type of loss in value is known as “inherent diminished value” as it applies regardless of the quality

Consumer Links

As a consumer, you may find the web sites listed here to be of interest. The Insurance Insititute for Highway Safety and Highway Loss Data Institute  Crash test data for all vehicles tested by the IIHS, information about the Institute and their research and testing, safety information, and information on various state and federal laws


Prestige Auto Body in Union County
7 South Avenue Garwood NJ 07027

tel: (908)789-2020
fax: (908)789-8457

Business Hours

Monday: 8am to 5pm

Tuesday: 8am to 5pm

Wednesday: 8am to 5pm

Thursday: 8am to 5pm

Friday: 8am to 5pm

Saturday: 8:30am to 11am

Sunday: Closed


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